Spring EQ makes home equity easy. Borrow up to $500,000 of your home's equity. Always hassle free.
The Spring EQ Difference
You have options when it comes to borrowing money to fund your goals, but only Spring EQ's loans combine the very best features of all of them.
Join other smart homeowners and make your goals a reality with a home equity loan.
College & Education
Get a decision in minutes and your money in as few as 2 weeks.
- Quick and simple process with 100% transparency
- Great competitive fixed rates
- Get a free, no-obligation quote
- No in-home appraisal necessary*
Rates from 4.99%
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* Details to note:
Income documents may be more extensive for self-employed applicants. Loans above $175k will require an in-home appraisal. Loans above $250,000 require title insurance. Quarterly, we calculate The Spring EQ Cash-In-Pocket Index™ which is the average reduction of our customers debt payments where at least one debt was paid off with loan proceeds. The Q1 2019 Cash-In-Pocket Index™ reported a reduction in debt payments of $513.
Typical applicants are required to provide a current and valid completed application, proof of income, mortgage statement, home hazard insurance, and a photo ID. Applicants are typically not required to provide proof of assets, and proof of income may be more extensive for self-employed borrowers. Any pre-qualification or “Home EQ” value is in no way a pre-approval, indication of eligibility, or binding underwriting decision. All borrowers will be required to meet Spring EQ's current underwriting guidelines including verifications of applicant’s credit profile, debt-to-income ratio, and home’s current value.
For example, an applicant with owner-occupied single family home in Pennsylvania, credit score of 740, and 60% combined loan-to-value (LTV) which includes the first mortgage, and a debt to income ratio of 43% with a term of 20 years and NO points, would result in 4.99% rate and an Annual Percentage Rate (APR) of 5.205% The actual APR is subject to change based on settlement date chosen by borrower and the subsequent interim interest due from settlement date and 1st schedule payment. Eligible borrowers must have a FICO score of 640 or greater and debt-to-income ratio of 50% or less. Spring EQ offers options up to 100% of your home value for qualified borrowers.
How to Get a Loan?
Online personal loans can be the right solution to your financial troubles because they are easily obtained and easily repaid, and the costs associated with them are highly comparable to other forms of credit as long as they are repaid on time. Bad credit or no credit are also welcomed to try to get connected with a lender.
There are no fees to submit your request and no obligation to accept the loan
You can be sure that your information remains absolutely secure with us
After you submit your information we can connect you with a lender
Money In 24hrs
If you agree to the lender's terms, e-sign the contract and have cash deposited into your account
Do I Qualify for a Loan?
- You must be at least 18 years old
- You must live and work legally within the US
- You must be employed with the same employer for at least 90 days consecutively
- You must have a valid email address and working telephone number
- You must have a bank account in your name
If for ANY reason you are not matched with a lender, return to CreditOpp.com and we will do what it takes to find you one.
Online Personal Loans up to $3,000
Start Your Application Now To Get Your Money In 24Hrs
In order to submit your loan request through Cash Advance®, you need to:
- Be at least 18 years of age.
Be a U.S. citizen.
Have a current job, with an after tax income of $1,000 per month.
Allow for your employment to be verified.
Have a valid checking account.
Have a valid home and work telephone number, as well as a valid email address.
Please note that meeting these requirements does not mean that you will be connected to a lender. If for any reason you are denied, return to Creditopp.com and we will find you another lender.
You need money, and you need it quickly. $1,000
Getting Personal With Bad Credit Loans
At Bad Credit Loans, we understand that there are emergencies no one can plan for, and we aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, we have the resources to lend you a helping hand no matter if your credit is good or bad. We want to help inform you on making responsible lending decisions and then connect you to available lenders and financial service providers if you feel a bad credit loan would be right for you.
Bad Credit Loans Can Help
We know that it’s the people who are struggling that really need the personal loans, not those with the spotless credit histories who are paying all their bills on time. A perfect spending history simply isn’t possible for many American households, especially in times like these. No matter how well you’ve planned your budget and spending strategies, they can still be thrown off by one unexpected car repair or other emergency when already living paycheck to paycheck.
An installment loan can get you to your next paycheck when there are no other solutions.
Bad Credit Loans
Get Money, in 1, 2, 3 up to $5,000
When you need a bigger installment of cash to your account, an installment loan is the answer. Complete the easy online application. Apply now and you can get the cash you need today for a better tomorrow.
At Check Into Cash, you can get more cash with an installment loan! This type of loan is a simple and secure way to get quick cash when emergency expenses arise.
Higher loan amounts, payments are spread out, no repayment penalty!
Do not hesitate, apply now! If for any reason you are denied, return to this page and we will find you another lender.
Check Into Cash
Personal Loan -- More Cash, Now
How to Get a Loan?
Online personal loans can be the right solution to your financial troubles because they are oftentimes easily obtained, easily repaid, and the costs associated with them are highly comparable to other forms of credit as long as they are repaid on time. Bad credit or no credit are also welcomed when connecting with a lender. Simply choose one of our partners you wish to work with and fill out the application. Most all loan applications take 5 minutes or less.
Fill out our short and easy 256-bit SSL secured online form. Your personal and financial information is always kept safe and secure.
Even if you've filled out our online form and received an offer from one of our lenders, you are not obligated to accept any offer if it doesn't work for you.