The OpenSky® Secured Visa®Credit Card is a secured credit card that’s not only packed with features, it’s also a powerful credit-building tool. You're in control … you make it happen.
With the OpenSky® Secured Visa® card, no credit check is required for approval. That means you can begin rebuilding your credit right away, no matter how damaged it may be.
You set the credit limit
Your credit limit is defined by your refundable deposit, as low as $200 and up to $3000. You’re the one who decides what’s best for you.
Make your payment
Make at least your minimum payment on time each month. Helpful hint: set up automated email alerts and never miss a payment.
Do secured credit card really rebuild credit
Yes! They absoulutely do. You should see your credit score begin to increase in as little as three months.
Capital Bank reports to all three major credit bureaus
Equifax®, Experian® and TransUnion® get reports every month — that's important to help you quickly improve your credit score.
This is a win, win situation for rebuilding your credit. You can't lose! It only takes 5 minutes. So what are you waiting for?